Clyde Windows & Conservatories
Block 2, 9-10 Larkhall Industrial Estate, ML9 2PA
Telephone: 01698 888228
Email: info@clydewindows.co.uk

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Guarantees

All our installations have the option of being backed and guaranteed by a Homepro Insurance backed warranty. We conform to all relevant criteria and guidelines as set out by the following organisations:

	BBA - British Board of Accreditation http://www.bbacerts.co.uk/
	GGF - Glass & Glazing Federation http://www.ggf.co.uk/
	OFT - Office of Fair Trading http://www.oft.gov.uk/
	DTI - Department of Trade & Industry http://www.dti.gov.uk/
	ABI - Association of British Insurers http://www.abi.org.uk/
	IOB - Insurance Ombudsman Bureau http://www.financial-ombudsman.org.uk/

What the experts say on guarantees:

WHICH MAGAZINE
Find out the name of the insurance company and check that it is authorised by the Department of Trade and Industry.

Read the policy before signing up and make sure that your contract is directly between you and the insurer, and not with the intermediary company selling the guarantee.

Check the policy covers a full term and you pay the whole premium up front. Avoid "renewable" insurance schemes.

TRADING STANDARDS
Companies offering guarantees may not always be authorised to carry on insurance business or may not be based in the U.K. In either case consumers will lose the protection offered by the Policyholders Protection Act 1975 in the event of the company collapsing.

Most important of all, consumers need to be aware of just how little value can be placed on guarantees issued by traders themselves, without any form of independent backing. Such guarantees are totally worthless the moment the company ceases trading for whatever reason.